• Sat. Dec 21st, 2024

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ICICI Bank Credit Card

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ICICI Bank Credit Card

Experience life in the fast lane, with Safety, Flexibility, and Rewards.

  • Features

    ✔️ The high-value credit card is available to new customers.

    ✔️ The card offers a contactless payment facility.

    ✔️ Get rewards points on all your spending with the card.

    ✔️ Enjoy the fuel surcharge waiver.

    ✔️ Stay protected from fraud with the help of chip-based transactions.

    ✔️ Get amazing offers from multiple brands like Swiggy, Flipkart, Amazon, MakeMyTrip, and more.

    ✔️ Get tailored benefits based on the specific card.

    Fees & Charges

    ✔️ Joining fee – Nil (For ICICI Platinum Card)

    ✔️ Annual fee – Nil (For ICICI Platinum Card)

    Note: Fees and charges depend on card variants.

Category:

Description

    • Eligibility Criteria

      ✔️ Age: 21 years and above.

      ✔️ CIBIL Score: 700+

      ✔️ Employment Type: Salaried and Self-employed.

      ✔️ Income: Rs. 25000 per month (Salaried) and Rs. 30000 per month (Self-Employed).

      Documents Required

      ✔️Aadhaar Card

      ✔️ PAN Card

      ✔️Address proof

      ✔️Income proof: Salary Slip

Step by step process

✔️ Recommend the ICICI Bank Credit Cards to potential customers.

✔️ Open the product link and share it with customers through channels like WhatsApp, SMS, or other platforms.

✔️ Ask the customer to click on the shared link and fill in the required details like name, mobile number, email ID, and pin code, then initiate their journey by clicking ‘Start journey now.’

✔️ The customer will then be directed to the ICICI Bank Credit Card application page to enter the required information.

✔️ The user will now be required to fill out the 1st Page form on the landing page.

✔️ Ask the customer to fill in the basic information like name, age, income, occupation, PAN, DOB, Aadhar, and rest, which is prompted on the screen.

✔️ Once the form is filled out, the data will be verified.

✔️ This will be followed by the Soft approval stage.

✔️ Customers will be redirected to further stages of the application process if necessary, including additional information and document uploads, as per ICICI Bank’s policy.

✔️ If the application requires income verification, salaried individuals may need to provide relevant documents like bank statements or pay slips.

✔️ The offer page will display available credit card offers, charges, and benefits specific to the ICICI Bank Credit Cards.

✔️ Customers can click on “Apply Online” or a similar option to proceed with their chosen card.

✔️ Enter additional details if required and complete the KYC process through the available options (such as Video KYC, Biometric KYC, or uploading documents).

✔️ Agree to the terms and conditions and submit the application.

✔️ Customers will receive confirmation and further instructions from ICICI Bank regarding their credit card activation and usage.

✔️ Encourage customers to manage their cards responsibly and enjoy the features and benefits of the ICICI Bank Credit Cards.

Rules to Follow

✔️ If the customer is an existing ICICI Bank Credit Card customer, you will not be eligible for the payment.

✔️ Customer has to apply for ICICI Bank Credit Card using your tracking link.

✔️ Customer must complete the application on their device. If more than one customer use the same device to apply, then no commission will be paid.

✔️ Customer has to complete the application within 30 days of starting the application process.

✔️ If you are not able to finish the card applying process due to any reason, then you have to complete the process using the same link, or else the lead would be rejected.

✔️ Customer mobile number should be linked with Aadhaar card.

✔️ A credit card must be held by the customer at least for three months.

✔️ To be eligible for payout, customers must activate the credit card.

✔️ Your customer should make their first transaction within 30 days of card activation.

✔️ If any kind of fraud is suspected, your account will be deactivated, and earnings can be blocked.

✔️ If a customer, who is also an employee of a financial institution, applies for a product from the same institution, they may not be eligible for the payout.

✔️ Customer must complete the application on their device. If more than one customer use the same device to apply, then no commission will be paid.

    • 1. What are the annual and creation charges for the ICICI Bank Credit Cards?

      The annual and creation charges vary according to the specific card variant. More detailed information can be obtained from ICICI Bank directly.

      2. Can I generate a new VKYC link post-expiry for my ICICI Bank Credit Card application?

      You can generate a new VKYC link, but it is only available until IPA Approval.

      3. What is the coverage area for the ICICI Bank Credit Cards?

      The card is accessible across PAN India, specifically in all ICICI Bank Locations.

      4. Is there a specific income requirement for the ICICI Bank Credit Cards?

      Yes, the income criteria are as per the bank’s policy, typically Rs. 25000 per month for salaried individuals and Rs. 30000 per month for self-employed individuals.

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