Step by step process

✔️ Suggest the HDFC Bank UPI RuPay Credit Card to your network, highlighting its advantages.

✔️ Click on the product for detailed information and share its link with potential customers.

✔️ Instruct them to access the link you provided and input key details: name, mobile number, email ID, and pincode.

✔️ Now, ask the customer to click on ‘Start journey now’ button.

✔️ After this, they’ll be directed to the HDFC bank UPI RuPay credit card application page.

✔️ Ask the customer to fill in the information as requested on the screen.

✔️ The customer should then select the “Apply Online” option.

✔️ Ask the customer to proceed now.

✔️ Now, ask the customer to fill in the form details like name, gender, date of birth, email, company name, and position.

✔️ Afterwards, the customer can click “Check Best Offers”.

✔️ The system will take a moment to display the top offers based on their credit profile.

✔️ In cases where customers don’t qualify for any card offers through the Bureau, they should provide income proof.

✔️ Press “Continue” to upload documents manually.

✔️ Salaried applicants need to submit either 6-month bank statements or 3-month salary slips.

✔️ Entrepreneurs should provide the last 3 years Income Tax Returns along with income computation.

✔️ The subsequent page showcases credit card options based on the applicant’s qualifications.

✔️ For an in-depth understanding of card specifics, benefits, and fees, select “More benefits.”

✔️ To proceed with a card application, click “Get the card”.

✔️ Provide your official address and continue.

✔️ Submit details of income and CKYC number.

✔️ At this stage, customers are prompted to complete their KYC. They can choose between Video KYC, Biometric KYC, or document upload.

✔️ If a customer opts for video KYC, they will be redirected to the link for the same.

✔️ Video KYC is now available from Morning 10am to 12 Midnight on all days including Sundays.

✔️ The customer now has to give consent for using Aadhaar information for KYC purposes.

✔️ Click on “Proceed to KYC” and enter the OTP received on the Aadhaar-linked mobile number.

✔️ On the next page, confirm the mailing address.

✔️ Agree to the terms and conditions.

✔️ Click on “Submit and Verify”.

✔️ Click on “Start Video KYC Now”.

✔️ If the customer opts for the Upload Documents option, they will be redirected to the page for uploading documents.

✔️ The customer can choose the document they would like to upload.

✔️After that, the customer can upload that document.

Rules to follow

✔️ The customer should be new to bank (NTB) customer.

✔️ Applicants must be 21 years of age or older to own an HDFC Bank UPI RuPay Credit Card.

✔️ The customer should complete the entire signup process to get the card.

✔️ The customer has to apply for an HDFC Bank UPI RuPay Credit Card using your tracking link.

✔️ Customer must complete the application on their device. If more than one customer uses the same device to apply, then no commission will be paid.

✔️ The customer has to complete the application within 30 days of starting the application process.

✔️ If you are not able to finish the card application process due to any reason, then you have to complete the process using the same link, or else the lead will be rejected.

✔️ The customer’s mobile number should be linked with the Aadhaar card.

✔️ The customer must hold a credit card for at least three months.

✔️ To be eligible for a payout, customers must activate the credit card.

✔️ Your customer should make their first transaction within 30 days of card activation.

✔️ Customer has to complete all the steps within 20 days of initiation of the process.

✔️ If any kind of fraud is suspected, your account will be deactivated, and earnings can be blocked.

✔️ If a customer, who is also an employee of a financial institution, applies for a product from the same institution, they may not be eligible for the payout.

✔️ If customer exits the application form in the middle of the process, they will need to enter the following codes as required to start with the application again:

DSA Code=XBSN
SM Code=A39836
LG Code=BSDG003
LC Code=BSDG003

• 1. What is the HDFC Bank UPI RuPay Credit Card?

  The HDFC Bank UPI RuPay Credit Card is a credit card tailored to earn rewards on UPI transactions, among other benefits.

  2. How many cash points can I earn with this card?

  You can earn up to 3% cash points on select categories, 2% on utilities, and 1% on most other transactions, with a maximum of 500 points per category each month.

  3. What is the annual fee for the HDFC Bank UPI RuPay Credit Card?

  The annual fee is INR 250 plus tax. However, this fee can be waived off if you spend ₹25,000 or more annually.

  4. Is there a CIBIL score requirement for the HDFC Bank UPI RuPay Credit Card?

  Yes, applicants should have a CIBIL score of 750 or above.

  5. What if I don’t qualify for any card offers through the Bureau?

  In such cases, you would need to provide proof of income for further evaluation.