Description

Eligibility Criteria

✔️ Age: Between 21 – 55 Years

✔️ Employment type – Salaried Individual

✔️ Minimum Salary – Rs.11,000

✔️ CIBIL Score – 681+

Step by step process

✔️ Suggest ‘Nira’ to everyone in your network (Friends/customers)

✔️ Click on the “share to customer” option and share the link with interested customers

✔️ Ask your customer to click on the link shared by you and choose ‘Nira’ from the screen

✔️ Customer needs to enter the name, mobile number, Email ID and Pincode then click on ‘start journey now’

✔️ Now the customer will be redirected to the play store app to install Nira app

✔️ Now select the language and click on ‘Ok’

✔️ Select the loan amount and tenure on the screen and click on ‘Proceed’

✔️ Mark in the check box and accept T&C and click on ‘I Agree’

✔️ Allow accessing device, location then enter the mobile number and verify with the received OTP

✔️ On the next page select employment type, mention where do you get your salary, monthly income, and click on ‘Proceed’

✔️ Now submit personal details and click on ‘Proceed’

✔️ Mention the purpose of the loan, how much loan you need, and click on ‘Proceed’

✔️ After reviewing the details system will show the eligible loan amount to the customer click on ‘Finish Process’

✔️ Now add company details, verify company email ID or upload employment proof like Offer later/employee ID

✔️ On the next page complete KYC by clicking on ‘Apply now’

✔️ Now submit current address details and emergency contact details

✔️ Submit salary account details like account number, IFSC code and proceed

✔️ Now verify Bank statement through net banking or upload Bank statement.

✔️ Now upload address proof and click on ‘Next’

✔️ On the next screen mark in the check box and click on ‘Accept’ to generate the credit report

✔️ Enter the OTP received on the mobile number and click on ‘Proceed’

✔️ Credit score will be shown on the screen, click on ‘Continue’

✔️ Now eligible loan amount will be shown on the screen, click on ‘Proceed to get the loan’

✔️ Enter Aadhaar number and click on ‘Start Aadhaar KYC’

✔️ Once the Aadhaar KYC is done customer needs to sign a sanction letter. Mark in the check box and click on ‘confirm’

✔️ After that set up eMandate to repay your loan amount automatically.

✔️ After this final verification will be done by the system & if customer’s details are correct then the loan will be approved and transferred into the bank account.

Rules to Follow

✔️ Available for only new users, your customers should not have any existing relationship with Nira.

✔️ Your customer has to get the loan from Nira by using your tracking link.

✔️ If you are not able to finish the loan applying process due to any reason, then you have to complete the process using the same link, or else the lead would be rejected.

✔️ Make sure that the same mobile number shall be use in complete onboarding process.

✔️ Customer mobile number should be linked with Aadhaar card.

✔️ Customer must complete the application on their device. if more than one customer use the same device to apply, then no commission will be paid.