Description

• Eligibility Criteria

  ✔️ Age : 21 to 60 years

  ✔️ Employment Type : Salaried, Self Employed Professionals Self Employed Individuals

  ✔️ Income:
  ➖ For salaried : Rs. 25000 per month
  ➖ For Self Employed Professionals: Rs. 4.8 lakh annual
  ➖For Self Employed Individual: Rs. 4.8 lakh annual

  ✔️ Credit Score: 700+

  Document Required

  ✔️Proof of Identity: Aadhar card, PAN, Passport

  ✔️Income proof: Form 16/ITR for last 3 years / Latest 3 months salary slip

  Step by step process

  ✔️ Send the sharing link of Indusind Bank Personal Loan to your customers

  ✔️ Ask the customer to click on the shared link and they will be taken to the Induslnd Bank web page

  ✔️ Customer needs to complete the rest of the process on the web page

  ✔️ Enter PAN number, mobile number, email id, current Pincode and click on Verify Mobile Number’

  ✔️ Enter the OTP sent to the mobile number and continue

  ✔️ Add loan requirement amount, tenure and click ‘Next’

  ✔️ Enter personal details such as net monthly income, nationality, date of birth, employment type, etc.

  ✔️ Enter Aadhaar number or Virtual ID to initiate e- KYC and proceed

  ✔️ Verify current address and continue

  ✔️ Add work details such as company name, industry type, duration in the current organization, etc., and verify

  ✔️ If the customer is eligible, they will receive a pre-approved limit message on screen

  ✔️ Select the loan amount, repayment tenure,
  interest rate, EMI and proceed

  ✔️ Add bank details such as account number, bank name, IFSC code, etc.

  ✔️ Complete the video KYC process

  ✔️ Check the loan agreement along with the terms and conditions

  ✔️ E-sign the loan agreement using an OTP sent to the registered mobile number

  ✔️ Setup auto repayment mandate

  ✔️ Once your customer’s personal loan is approved, the cash will be transferred to their savings account

  Rules to follow

  ✔️ Available for only new users (User should not have any existing relationship with IndusInd bank).

  ✔️ Your customer has to apply for the IndusInd perosnal loan by using your Tracking link.

  ✔️ If you are not able to finish the account opening process due to any reason, then you have to complete the process using the same link, or else the lead would be rejected.

  ✔️ Make sure that the same mobile number shall be captured throughout the process.

  ✔️ Customer mobile number should be linked with Aadhaar card.

  ✔️ Customer must complete the application on their device. if more than one customer use the same device to apply, then no commission will be paid.

  • 1. Why do I suggest ‘IndusInd Personal Loan” to customers?

    IndusInd Bank offers personal loans up to Rs. 50 lakh at attractive interest rates. With quick approval and flexible repayment options, they offer instant online personal loans.

    2. How long does the application process take?

    The application process is very easy and should not take more than 15 minutes of your time.

    3. What is the interest rate on an IndusInd Bank personal loan?

    The interest rate on an IndusInd Bank personal loan depends on your credit score and the loan amount. The current interest rates start from 10.49% p.a.