Description

• Eligibility Criteria

  ✔️ Age Group: 22 and above

  ✔️ Credit Score: 700+

  ✔️ Salary: INR 40000 and Above

  ✔️ Only for salaried Individuals

  Documents Required

  ✔️ PAN Card

  ✔️ Aadhaar Card

  Step by step process

  ✔️ Suggest Kissht Personal Loan to everyone in your network. Ensure to meet and educate them properly about its benefits.

  ✔️ Open the details by clicking on the product and share the link with interested customers.

  ✔️ Ask the customer to click on the link shared by you, then enter the name & mobile number to continue.

  ✔️ The link will redirect customers to the Kissht Personal Loan app download link.

  ✔️ The customer has to install the app on their Android smartphone.

  ✔️ Ask the customer to add the mobile number as asked on the screen and then continue.

  ✔️ The customer can also log in using Truecaler, Google, or Facebook.

  ✔️ The customer will get an OTP for verification. It will be auto-read for verification.

  ✔️ Once verified, ask the customer to click on the continue button.

  ✔️ The next page will showcase all the terms and conditions of access. Ask the customer to tick the checkboxes and click on Read & Accept.

  ✔️ On the next page, the customer will be required to add the PAN details and then click on continue.

  ✔️ Fill out the basic details form. This includes personal information like your name, date of birth, gender, father’s name, current address, and other details. Make sure to provide the correct PIN associated with your area.

  ✔️ Confirm your details and tap on Proceed.

  ✔️ Now, ask the customer to add the employment details.

  ✔️ Next, the customer will be required to fetch the Aadhar details from DigiLocker.

  ✔️ Ask the customer to add the Aadhaar number and captcha as shown on the screen.

  ✔️ Now, ask to click on Next.

  ✔️ The Aadhar verification is now complete.

  ✔️ The customer will now be required to add a picture by clicking a selfie.

  ✔️ The next page will show that the picture and Aadhaar are verified.

  ✔️ Now, ask the customer to click on Confirm & Continue.

  ✔️ The process is now complete.

  ✔️ The customer will now be able to see the approved loan amount and the details linked to the same on the screen.

  ✔️ To avail the same, ask the customer to click on the add bank button.

  ✔️ Once all the bank details are added, ask the customer to move ahead by clicking on proceed.

  ✔️ The customer will now be required to set the auto-debit facility.

  ✔️ Once the auto-debit facility is set, the customer will get the confirmation of the same.

  ✔️ The amount will be credited to the customer’s bank account.

  Rules to Follow

  ✔️ Available for new users only. Your customers should not have any relationship with Kissht.

  ✔️ Customers must meet the eligibility criteria set by the lender.

  ✔️ If you are not able to finish the loan process due to any reason, then you have to complete the process using the same link, or else the lead will be rejected.

  ✔️ The customer’s mobile number should be linked with the Aadhaar number.

  ✔️ Customers must apply for the loan using your tracking link.

  ✔️ Customer must complete the application on their device. If more than one customer uses the same device to apply, then no commission will be paid.

  ✔️ If any kind of fraud is suspected of customer acquisition, your earnings will be frozen.

  • 1. What is the range of loan amounts that Kissht offers?

    Kissht offers flexible loan amounts starting as low as INR 10,000 and going up to a maximum of INR 5 lakhs.

    2. How quickly can I expect the loan approval?

    Credit of up to INR 5 lakh can be approved in just 5 minutes by Kissht.

    3. What are the interest rates for a Kissht Personal Loan?

    Kissht offers one of the lowest interest rates in the market.

    4. Are there any charges for processing the loan?

    Yes, there’s a nominal processing fee that starts from 1.99%.

    5. What are the available loan tenures?

    Kissht provides versatile loan tenures ranging from 3 months to 36 months.

    6. How flexible are the repayment options?

    Repayment options are flexible, allowing up to 24 months for full payment.